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What services does Equifax provide?

Equifax offers credit reports and scores for businesses and consumers, as well as identity protection tools that include daily monitoring and alerts.

How can consumers access their credit reports from Equifax?

Consumers can access their Equifax credit reports by signing up for a myEquifax account, which allows them to receive multiple Equifax credit reports each year at no cost.

What should a consumer do if they find inaccuracies in their credit report?

Consumers can dispute information on their Equifax credit report by submitting a dispute if they notice any inaccuracies or incomplete information.

What are the benefits of a security freeze on a credit report?

A security freeze restricts access to an Equifax credit report, which can help prevent identity theft by making it harder for fraudsters to open accounts in the consumer's name.

Does Equifax offer identity theft protection services?

Yes, Equifax provides various identity theft protection plans, including features like dark web monitoring, credit monitoring, and identity restoration services.

How does Equifax help businesses manage credit risk?

Equifax offers credit risk management solutions, including tools to verify income and employment history, analyze credit risk, and improve collection strategies.

Q: How often does Equifax experience outages?

A: Major outages are rare, occurring only a few times a year. Minor issues can happen more frequently.

Q: How long do Equifax outages typically last?

A: Most outages are resolved within a few hours. Extended outages lasting more than a day are extremely rare.